Practice Areas

• Asset-Based Lending and Structured Finance
• Bankruptcy and Creditors Rights
• Corporate and Commercial Law
• Employment Law
• Estate Planning and Wealth Protection
• Life and Viatical Settlements
• Litigation and Alternative Dispute Resolution
• Real Estate
• Securities Law

Asset–Based Lending and Structured Finance The Firm’s Asset-Based Lending and Structured Finance Group (the “ABL Group”) is noted for the skill and experience that its lawyers bring to structuring, documenting and closing complex and difficult financing transactions.

The ABL Group represents commercial and consumer lenders, private equity and debt funds, hedge funds, other financial-asset investors and borrowers in all types of asset-secured financings, including accounts-receivable-secured loans and factoring, real-estate secured loans, revolving credit facilities, inventory and purchase-order financing, commercial-equipment leasing, leveraged-buyouts and acquisition financing, bridge loans and complex debt restructurings.

The ABL Group has handled transactions involving the financing of commercial and residential real estate acquisition and development, and of businesses engaged in the energy, transportation, consumer and commercial lending, manufacturing, technology, apparel, healthcare, insurance and services sectors. The ABL Group is particularly skilled at creating specialized lending and financial-asset origination programs for institutional lenders and private investment funds.

The ABL Group prides itself in the unusually high level of service it provides to the Firm’s financial services clients, responding quickly and with creativity to tight closing deadlines. Working quickly and under pressure, at all times the ABL Group maintains exacting and uncompromising standards of excellence, delivering the highest quality of legal work to its sophisticated and demanding clients.

Bankruptcy and Creditor Rights The Firm has extensive experience in bankruptcy, workouts and in all aspects of debtor/creditor relationships, and has represented a wide array of secured creditors, including factors and financial institutions and unsecured creditors, as well as debtors and trustees, in the full scope of insolvency issues arising in workouts, reorganizations and Chapter 11 and 7 bankruptcy proceedings.

The Firm also has considerable experience in pursuing a wide variety of effective remedies outside of bankruptcy to facilitate collection of a broad array of commercial debt and the enforcement of domestic and foreign judgments.

Corporate and Commercial Law The Firm assists its clients in starting, acquiring, expanding and selling their businesses, as well as in the negotiation, structuring and financing of their business ventures. We handle all types of commercial transactions, including mergers, acquisitions and dispositions, and asset sales, manufacturing, licensing and distribution arrangements, joint ventures, shareholder and partnership arrangements, intellectual property and research and development agreements, and confidentiality agreements.

Employment Law The Firm has significant experience counseling its clients as to the complex network of laws that controls how employers must treat prospective, current and former employees. We have successfully advised clients on state and local labor laws, and have further successfully advised clients on and litigated claims in both administrative agencies and courts, based on employment discrimination and sexual harassment under local, state and federal laws. The Firm also has significant experience drafting and litigating restrictive covenants and confidentiality agreements, and is prepared to handle these matters on an emergency basis – as they often develop quickly and require prompt attention.

Estate Planning and Wealth Protection The Firm has substantial expertise in all of the traditional trusts and estate areas, including estate and gift planning on the federal and state levels. We have expertise in such areas as family business succession, generation-skipping transfer tax planning, charitable trusts, estate freezes and the special legal problems of the elderly, including conservatorship and guardianship proceedings, medical planning and health care decisions. We work with our clients to identify their personal goals and objectives and assist them in preparing appropriate plans to ensure they optimize the management of their affairs and maximize the transfer of their wealth.

We have extensive experience in drafting and implementing a wide variety of estate planning vehicles including: wills, irrevocable life insurance trusts, grantor-retained interest trusts, revocable living trusts, charitable trusts (remainder and lead trusts), charitable foundations, lifetime gift-giving programs and qualified renunciations (post mortem planning). We also prepare and review estate, fiduciary income, personal income and gift tax returns.

Life and Viatical Settlements Our Life Settlement Group attorneys have a broad range of experience representing financing entities, providers, brokers, mortality companies and other service providers within the life settlement industry.

We routinely draft and review transaction documents for financing entities and providers in connection with the purchase and sale of U.S. life insurance policies. We act as the liaison for lenders, financing entities and life settlement providers in life settlement transactions. We also perform regulatory compliance for life settlement providers, including document approval with state insurance departments.

We also represent various other service providers in the industry in connection with the development of new products for the life settlement industry.

Litigation and Alternative Dispute Resolution The Firm's diverse litigation and alternative dispute resolution practice includes advocacy for plaintiffs and defendants involved in a wide variety of controversies. Our attorneys regularly appear before federal and state courts at both the trial and appellate level, administrative agencies, as well as the American Arbitration Association, FINRA and other arbitration and mediation panels.

We are retained to prosecute or defend claims arising out of all types of corporate, business, securities and real estate transactions, as well as disputes related to employment, shareholder conflicts, building construction, estates, contracts, torts, employment discrimination, family businesses and other personal matters.

We assist our clients in a preliminary evaluation of each dispute in an effort to avoid unnecessary litigation where the cost may exceed the expected benefits. Our role generally begins with exploring the possibility of dispute resolution. If the dispute cannot be amicably resolved, our representation continues through all phases of pre-trial, trial and, if necessary, appellate proceedings. At Salon Marrow, we apply an effective blend of legal know-how and pragmatism in a vigorous effort to obtain the best results for our clients. We have found that our expertise and size enables us to efficiently and effectively prepare a case for trial or for arbitration and, where appropriate, to resolve the matter by settlement on a cost-effective basis.

Representative clients of our Litigation and Alternative Dispute Resolution Group have included corporations, both public and private engaged in various industries and businesses including, banking and lending, equipment financing, generic drugs, computers, fiber optics, textile manufacturing, automobile sales, catalog mail order sales, real estate development, telecommunications, construction, cooperatives and condominiums, broker-dealers and financial institutions, computer consulting, medical professionals, restaurants, athletic footwear, and manufacturers of electronic components.

Real Estate The Firm has experience in all forms of real estate transactions, including sales, acquisitions, leasing, assemblages, construction, financing and workouts. We also have expertise in the financing of industrial projects through the issuance of Industrial Revenue Bonds and the sponsorship of the Job Development Authority, the Small Business Administration and various other governmental agencies. The Firm has substantial experience in representing owners and tenants in connection with leases for commercial and industrial facilities, shopping centers, office, retail and residential space. Our Firm also has expertise in negotiating and drafting construction contracts on behalf of owners, general contractors, subcontractors, architects and engineers.

Securities Law The Firm has extensive experience in securities practice, including the representation of brokerage firms and participation in public, private and venture capital offerings where we have represented issuers and underwriters, proxy contests and going-private transactions. We represent institutional purchasers in private placement markets and advise issuers and broker-dealer firms in proceedings before state and federal regulatory agencies as well as mutual funds and investment funds, commodities, and trading advisors in regulatory compliance matters. Our practice includes federal and state securities law compliance for clients whose securities are publicly traded and listed on an exchange or on NASDAQ.